I apologize, if there is anyone reading this blog, that I have not updated in recently. I do plan to get back to it shortly.
You might be interested to know that, because of diversification, since 1996 through 2008 my investments and savings have returned an average of 5.65% a year. Because I had no income before 2001 I had to spend part of that. Therefore my net worth has increased by only 3.25% a year.
So my net worth is increasing faster than inflation and even with the recent stock market slide I am not doing too bad. Instead of cashing my stock funds I am actually slowly increasing the amount of stocks I have in that portion of my investments that I do not plan to touch for 10 years.